Jun 25

business In a time when the current state of environmental destruction is thrust upon us every time we turn on the TV or open a newspaper, it is no secret that being ‘green’ is big news.

However, with this constant bombardment of information and supposed awareness, it is far too easy to become complacent and meet these warnings with a disinterested stance on the whole subject. Through various media coverage, we are now all too aware of the current circumstance of the world around us, and how it is changing for the worse.

The largest of all environmental issues is that of Global Warming. It is astonishing that currently 150,000 people die annually as a result of climate change. If the rate of climate change continues, it is possible that a third of all land-based species may face extinction in 50 years. When faced with facts like these, it is not as easy to dismiss the effects our lifestyles are having on the earth.

Another hot topic for environmental campaigners is the deforestation of the ancient forests. Over the last 30 years, over 80% of the forestland has been destroyed or degraded. This is having a devastating effect on the people and animals who depend on the forest.

Because of this, it is important that we find renewable sources for the everyday products that we use.

It is a positive sign however, that businesses and providers of everyday items are now complying to ‘green’ standards, and are producing innovative new products to help the ‘save the planet’ cause.

The most interesting of these new developments I have recently come across, is the humble credit card. Although these everyday multiply owned items may not appear to be of any detriment to the environment, they often harness harmful chemicals, which are released during their production and disposal.

The material that the majority of plastic cards are made out of is polyvinyl chloride, more commonly known as PVC or vinyl. However there are now more sophisticated credit cards on the market made out of biodegradable materials, which do not harm the environment.

The first company to produce this groundbreaking eco friendly card was a U.S based company called CPI Card Group. They have since launched wooden cards and PLA cards.

PLA cards are the worlds first and only performance plastic cards made from 100% annually renewable resources like corn. With renewable materials readily available, there is no reason for the further production of hazardous plastics that don’t break down and ultimately harm the environment.

Wooden cards have been largely used in the hotel and hospitality industry in replacement of room key cards and security cards. They have proved extremely successful in the places where they are used, and aside from the fact they are ‘green’, they also look pretty stylish too.

It is innovations like these made by big corporations like CPI that are making a difference in the products we use, and the effects on our environment.

More and more businesses are beginning to use green manufacturing initiatives, such as wind power sourced electricity and stringent recycling processes.new business

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Jun 25

I’m about to share with you the common thread that ties together all successful entrepreneurs. This single trait launched the businesses of Microsoft, Intel, Hershey, JP Morgan, Amazon.com, Nike and so many others. It’s not anything you’ll be taught in Business School, it has nothing to do with accounting, and it doesn’t even have anything to do with what you’re selling or how you’re selling it. I’ll sum it up in two words:
GET STARTED!

That’s it! It’s laughable at first, but the more you think about it, the more it makes sense. It’s the missing “million dollar” idea, hiding in plain sight. We hear variations of this all the time: A journey of a thousand miles begins with a single step.

Think back to your first writing classes in school. How were we taught to write a paper? First we start with a basic outline - that’s our money-making idea, whatever it may be. Next, we make a rough draft - that’s right, we start working on something that we know for a fact will be imperfect. Finally, we use our rough-draft as a basis to begin revisions, eventually ending up with a final draft, the “perfect” version.

Planning for tomorrow is a sound business strategy. It’s good to spend time thinking about the future, and how to handle the challenges it will bring. But, if we want to succeed, we must create the future by taking action today. We can’t possibly predict everything that might happen once we start doing business. Microsoft started out selling programming software. After a few years, an opportunity presented itself to sell a computer Operating System to IBM, and they took it. The result was MS-DOS (which they didn’t even create themselves, they bought it from someone else when they saw how much money they could make!), followed by Windows; quite possibly one of the most lucrative products ever. If Bill Gates and Paul Allen, the founders of Microsoft, had sat on the sidelines of the growing computer industry thinking “programming software is an OK idea, but it’s not perfect, there really isn’t a big enough market for it…we need something better”, would they be where they are today? Would IBM have given them that golden opportunity? Not likely.

Did Michelangelo’s sculpture of David emerge from a single tap of a chisel upon a block of marble? No, it took Michelangelo over 3 years of effort to release his masterpiece from the stone, one tiny chip of marble at a time. It probably wasn’t very pretty after only 1 month, or even a year. But years of careful improvement resulted in a classic work of art.

I hope I’ve made my point. Do something. Do anything! If you do something, and the result isn’t what you wanted, what’s the worst that could happen? You either have something to improve upon, or you have a very good idea of an approach that doesn’t work (think of it as addition by subtraction…the process of elimination). Either way, you’re one step closer to success than you were before you started.

Go for it! Give it a shot! Your financial success is waiting for you, go and get it! Get Started Today!

Good Luck!
Jeff

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Jun 25

Thinking that their business will be fully covered with one simple business insurance plan is a dangerous assumption that too many people make. Unfortunately this is rarely the case and there have been lots of people caught out by this, including the recent case of an Italian farmer who lost all his livestock and money when the trailer carrying his sheep to another field crashed. In both of the fields the sheep were covered, but sadly not on small stretch of road between the two.The list of similar incidences is unfortunately a very long one. Here are 3 of the main places you need to get covered

Home business insurance. If your home overlaps with your work in almost any way, you will need to ensure that it is included in your protection. Thinking that your business is protected at home just because you have good normal home insurance is a dangerous assumption. You might keep important or expensive items at home such as files, laptop computers or stock. If any damage or loss occurs to these in the home and your business insurance does not stretch to this, you could find yourself with a huge bill

Office insurance. Thankfully this is one area that lots of businesses owners do get round to insuring, as it is where the business is based. However, what a lot of people don’t do is update the insurance cover as the business grows. A simple policy is taken out first to cover everyone and everything concerned, but then they fail to let the insurance company know when their team grows and the office space expands.

Road. As mentioned earlier, getting insurance to cover you when you are on the road is vital. Your vehicle insurance, even if you have tradesman insurance, may not cover you for business losses so make sure you let your insurer know if you will be in your vehicle a lot or if your business is transport based.